1 Existing Fremont Bank Private Bank Clients: are eligible for a discounted rate when applying for a new residential first-lien mortgage loan submitted directly to Fremont Bank. New Fremont Bank Private Clients: must establish a consumer Premier deposit relationship with $250,000 or more prior to final loan approval or within 15 days of locking in the rate on their first mortgage.
2 Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.
3 Premier and Private Bank Clients may be invited to exclusive Fremont Bank events throughout the year. Fremont Bank does not provide any guarantee regarding the number of invites a Premier or Private Bank client will receive.
4 Annual Percentage Yield (APY) is accurate as of 05/22/2023. The promotional interest rate and Annual Percentage Yield (APY) will remain in effect for 6-months from account opening. ("promotional period"). This is a Variable Rate account and the APYs and interest rates are subject to change daily after 6-month promotion period ends without prior notice. Standard Premier Money Market Checking (MMC) interest rates and APYs will apply after the promotional period ends. Offer only available to Premier clients, who have a Premier checking account. Clients can open the Premier Checking account concurrently with the Premier Money Market Checking promotional rate account. Account signers must be the same on the Premier Checking account and the Premier Money Market Checking account. Must deposit at least $250,000 of new money (money not currently on deposit at Fremont Bank) within 10 business days from the time the Premier Money Market Checking account is opened. Limit one promotional rate Premier Money Market Checking account per household. Accounts subject to approval.
5 Applies to a new residential first-lien mortgage loan submitted directly to Fremont Bank. Mortgage loan must be funded and closed in order to be eligible to receive an account bonus. Premier Checking clients will be credited $250 Limited to one bonus per 12 months and may be discontinued at any time without notice. Account bonus will be credited to the primary borrower’s Premier Checking account within 90 days after mortgage loan funding. Premier Checking account must be open and in good standing. Account bonuses will be reported as interest and Fremont Bank may issue an Internal Revenue Service Form 1099.
6 Existing Premier/Private Deposit Clients are eligible for up to 0.25% margin reduction on our HELOC 360 or Interest-Only HELOC products. Margin discount only available to existing Fremont Bank Premier/Private clients with account in good standing at the time of HELOC application. Margin discount not available to clients wishing to establish a Premier or Private Bank relationship at the time of application.
7 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.
8 Available to sole proprietor businesses only. Business account type is limited to Business Plus Checking.
9 Premier clients have access to a Premier Money Market checking account. This product is only available to Premier Banking Clients and features higher rates than the published rates on standard Money Market Checking. Interest rates are set at the Bank’s discretion and are subject to change without notice.
10 ATM surcharges will be automatically rebated for any other bank-owned and operated ATM in the United States. Mastercard® and the Mastercard Brand Mark are registered trademarks and Mastercard Global Service® and Mastercard Airport Concierge® are trademarks of Mastercard International Incorporated, used pursuant to a license.
11 Private Bank rates apply to select deposit products and services when you maintain a Premier Checking account with qualifying balances of $250,000 or more.
12 Private Bank benefits available to clients with a Premier Checking account who maintain combined consumer balances of $250,000 or more, over a calendar quarter. Private Bank benefits may be removed if you fail to maintain qualifying balances.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.