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At Fremont Bank, the community comes first. And that’s the Fremont Bank Way.
Get to Know UsA Fremont Bank business checking account provides the optimal foundation for your company’s banking needs. No matter your transaction volume, we have choices that will simplify your life. All accounts include a business debit card, Business Mobile Banking and more.
Looking for a simple business checking account? Have cash management needs? Our checking solutions can meet your requirements now and as your business grows.
A basic checking account with multiple ways to waive the monthly service charge.
Designed for those with a $15,000+ account balance or a Fremont Bank commercial loan.
Ideal for those with $100,000 or $250,000 combined balance and who have basic cash management needs.
An interest-bearing account for businesses with moderate account activity.
An account for those with high volume and significant cash handling needs. Interest-bearing option available.
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Right for your business if
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You have low account activity and want an account with multiple ways to waive the monthly service charge.
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You have moderate account activity and maintain a balance of more than $15,000 or have a commercial lending relationship with Fremont Bank.
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You maintain an average balance of more than $100,000 or $250,000 combined, you’d like relationship-based benefits, and you have cash handling or basic cash management product needs.
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You are looking for an interest-bearing account and have moderate account activity.
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You have high account activity with significant cash handling or cash management product needs.
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Earns interest*
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(Analyzed Interest)
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Account activity included at no additional charge
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Remote Deposit & Electronic Payments
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Remote Deposit Capture access2
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Access to Electronic Payments Package,2 including limited ACH capabilities
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Waived Fees
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Waived Monthly Service Charge on one Business Plus Checking Account when linked with Business Preferred Checking Account
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Waived Monthly Service Charge on two Business Plus Checking Accounts when linked with Business Preferred Checking Account
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Earnings Credit may offset monthly fees by maintaining higher balances or grouping multiple accounts** together
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Rebates
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Up to $100 documentation fee rebate on a Fremont
Bank business loan or line of credit up to $500,000
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Up to $250 documentation fee rebate on a Fremont Bank business loan or line of credit up to $500,000
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Other Benefits & Features
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Two per month:
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Four per month:
Access to Premier Business Money Market* account with no Monthly Service Charge when linked with Premier Business Checking Account that has a minimum daily balance of $1.00 |
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Minimum deposit to open
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$100.00
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$100.00
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$100.00
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$100.00
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$100.00
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Service charges rebated/waived with
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$5,000 Average Daily Balance, or
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$10,000 average daily balance
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The bank applies an earnings credit based on the account balance(s), which can offset all or some of the monthly service fees
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Monthly Service Charge
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$40 Monthly Service Charge
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$90 Monthly Service Charge
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$25 Monthly Service Charge
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| Links to product details pages | Learn More | Learn More | Learn More | Learn More | Learn More | |
Whether you need to expand your working capital or or make the most of it, Fremont Bank can support your business.
Improve efficiencies, saving time and money.
Get funds for equipment or inventory, or refinance debt.
Earn a competitive rate on your working capital.
From setting up your website to structuring your business and keeping finances separate to funding sources, we have six things to keep in mind as you go from idea to action.
Many are unaware of the impact a “smaller” community bank has when it comes to convenience and services. It’s also hard to deny the win-win relationship when you bank locally. Find out how your dollar’s power is amplified at a community bank.
Whether you are thinking about building your dream home or planning a house for resale, you should be aware of common pitfalls that could be the difference between a successful project and a financial disaster.
Vice President of Commercial Banking Terick Albert hosted a panel discussion about building a dream team for your business.
Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.
* This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.
** Grouped accounts must have same ownership and Tax ID.
1 Additional fees may apply when activity guidelines are exceeded; $3 per $1,000 for excessive deposited currency/coin charges apply to the portion of cash deposits exceeding the limit; $0.50 each additional item in excess of account activity limit of any combination of deposits, deposited checks, presented checks and ACH credit/debit items.
2 Subject to approval. Separate agreement and fees may apply.
3 Use a linked Fremont Bank Business Debit Mastercard® to make at least ten (10) qualifying purchases, or one or more qualifying purchases totaling $250.00 or more [includes both Signature and PIN transactions] each statement cycle to receive the service charge waiver. The following transactions do not qualify: a) ATM transactions; b) refunds, returns or other adjustments. Purchases must be posted to the account within the statement period to qualify. In addition to the primary business debit card, linked employee cards also count toward the monthly qualifying purchase threshold.
4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.
5 e-Statements (electronic statements) are free but you must enroll in Business Online Banking and have a working connection to the internet with email capability. If you cancel e-Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which e-Statements are canceled.
Mastercard® and the Mastercard Brand Mark are registered trademarks and Mastercard Global Service® and Mastercard Airport Concierge® are trademarks of Mastercard International Incorporated, used pursuant to a license.
