Wholesale HELOC Payments Calculator

This calculator is provided as a courtesy for mortgage professional use. The calculations provided are based entirely on the information user enters. The results yielded are merely estimates and do not guarantee available loan terms and do not represent actual repayment obligation. Accuracy is not guaranteed and products may not be available in all areas.

Important information about our HELOC Calculator

• Start rate is not reflective of any other margin discounts or introductory rate.
• Amounts above are based on the following repayment terms:
  • Home Equity Interest-Only uses a 15-year repayment period (*180 equal principal payments)
  • Home Equity 360 uses a 20-year repayment period
• The entire credit line amount will be used to calculate the qualifying payment regardless of any amount disbursed at closing.
  A 0.25% interest rate discount for maintaining Automatic Loan Payments (ALP) is available only if the ALP is from a Fremont Bank personal checking account. Only one ALP discount per home equity line of credit will apply. The removal of any discount will increase the rate.

Please contact your Fremont Bank Account Executive or further clarification. Loans are subject to credit review and approval. For the most current information, please see our product rate sheets for pricing and product details. The information contained is subject to change without notice.